Buying Real Estate in Wilmington

Our Preferred Lender - Atlantic Bay

We are fortunate to have two amazing mortgage bankers to assist our Spot clients take the next step in homeownership!  Please take some time to get to know our lending partners over at Atlantic Bay Mortgage Group!

Todd Perry

Sr. Mortgage Banker

NMLS #115168, Licensed in NC & SC

Todd Perry uses his 13 years of experience as a mortgage banker to provide his clients a wonderful homebuying experience. Focusing on high-level customer service, he finds great satisfaction in making the homebuying process simple for his clients.

“I feel very fortunate that I love what I do,” Todd said. “I’m just as passionate about homeownership as I was when I became a mortgage banker in 2005. I’ve worked with numerous clients who haven’t been able to close somewhere else. I care about my community and I’m not going to fail them.”

Todd volunteers with St. Jude to bring awareness to and help prevent suicide. He enjoys house projects, playing guitar, reading biographies, and spending time with his dog, Badge.   Visit his website!

Ryan Bruff

Mortgage Banker

NMLS #907479, Licensed in NC & SC

A tenacious problem solver, Ryan Bruff doesn’t stop until he finds a clear path to the closing table for his clients.

Ryan, who started his mortgage career in 2012, listens closely to his clients’ needs and then guides them through the available programs. “A lot of homebuyers come in with incorrect assumptions or hearsay that may be misleading. I leave nothing to chance. I make sure they know what to expect right up to closing. I want them to leave with 100% confidence and completely comfortable with everything we’re doing,” says Ryan.

While Ryan helps all types of homebuyers, he specializes in helping members of the military and first time homebuyers. He’s dedicated to simplifying the home buying process and making it easier for his clients. “At the end of the day, I just want to help people and find solutions. I want to celebrate their new home with them,” says Ryan.  Visit his website!