Buying Real Estate in Wilmington

Our Preferred Lender - Atlantic Bay

We are fortunate to have several amazing mortgage bankers to assist our Spot clients take the next step in homeownership!  Please take some time to get to know our lending partners over at Atlantic Bay Mortgage Group!

Ryan Bruff

Sr. Mortgage Banker
910.599.3427
ryanbruff@atlanticbay.com

NMLS #907479, Licensed in NC & SC

A tenacious problem solver, Ryan Bruff doesn’t stop until he finds a clear path to the closing table for his clients.

Ryan, who started his mortgage career in 2012, listens closely to his clients’ needs and then guides them through the available programs. “A lot of homebuyers come in with incorrect assumptions or hearsay that may be misleading. I leave nothing to chance. I make sure they know what to expect right up to closing. I want them to leave with 100% confidence and completely comfortable with everything we’re doing,” says Ryan.

While Ryan helps all types of homebuyers, he specializes in helping members of the military and first time homebuyers. He’s dedicated to simplifying the home buying process and making it easier for his clients. “At the end of the day, I just want to help people and find solutions. I want to celebrate their new home with them,” says Ryan.  Visit his website!

Rob Theoharis

Producing Sales Manager
910.599.3427
robtheoharis@atlanticbay.com

NMLS #5379, Licensed in NC

Rob Theoharis began his career in the mortgage industry in 1999 and has enjoyed helping thousands of people achieve their dream of homeownership. He joins Atlantic Bay Mortgage Group® with experience as a mortgage banker, underwriter, closer, and funder.

“My passion for helping people reach homeownership drives me,” Rob said. “I make myself available 24/7 to ensure my clients have a stress-free, pleasant experience.”

Rob keeps himself current on industry product offerings and uses his depth of experience to ensure his clients obtain the best loan for their financial goals. His philosophy is simple: “If you love what you do, it’s not difficult to be successful.”

Originally from New York, Rob enjoys spending time with his dogs, Bronx and Brooklyn, boating, and going to the gym. Visit his website!

Aaron Koenig

Mortgage Banker
336.392.1434
aaronkoenig@atlanticbay.com

NMLS #1397086, Licensed in NC & SC

In 2010, Aaron started working in property management and made the move over to the mortgage industry about 5 years later. Now he helps homebuyers and homeowners not only make it to the closing table quickly and smoothly, but also achieve their homeownership dreams. With this kind of major purchase, a home, a strong sense of urgency and top-notch customer service skills are non-negotiable.

Aaron has the skills and background to best assist all types of homebuyers along their paths to homeownership. "While keeping hmy clients’ unique needs and goals in mind, I also focus on building relationships with them based on trust. From the initial application to closing and beyond, their comfort and confidence is my priority," says Aaron. 

Community involvement, volunteerism, and supporting non-profits and charities has always been important to Aaron. When he's not working with clients, you can find him researching cars, doing anything at the beach, practicing yoga, or honing his skills as an aerial drone photographer. Always by his side and top of mind are his wife, Elise, and our corgi, Boogie. Visit his website!