Buying Real Estate in Wilmington

Our Preferred Lender - Atlantic Bay

We are fortunate to have several amazing mortgage bankers to assist our Spot clients take the next step in homeownership!  Please take some time to get to know our lending partners over at Atlantic Bay Mortgage Group!

Ryan Bruff

Sr. Mortgage Banker

NMLS #907479, Licensed in NC & SC

A tenacious problem solver, Ryan Bruff doesn’t stop until he finds a clear path to the closing table for his clients.

Ryan, who started his mortgage career in 2012, listens closely to his clients’ needs and then guides them through the available programs. “A lot of homebuyers come in with incorrect assumptions or hearsay that may be misleading. I leave nothing to chance. I make sure they know what to expect right up to closing. I want them to leave with 100% confidence and completely comfortable with everything we’re doing,” says Ryan.

While Ryan helps all types of homebuyers, he specializes in helping members of the military and first time homebuyers. He’s dedicated to simplifying the home buying process and making it easier for his clients. “At the end of the day, I just want to help people and find solutions. I want to celebrate their new home with them,” says Ryan.  Visit his website!


Aaron Koenig

Mortgage Banker

NMLS #1397086, Licensed in NC & SC

In 2010, Aaron started working in property management and made the move over to the mortgage industry about 5 years later. Now he helps homebuyers and homeowners not only make it to the closing table quickly and smoothly, but also achieve their homeownership dreams. With this kind of major purchase, a home, a strong sense of urgency and top-notch customer service skills are non-negotiable.

Aaron has the skills and background to best assist all types of homebuyers along their paths to homeownership. "While keeping hmy clients’ unique needs and goals in mind, I also focus on building relationships with them based on trust. From the initial application to closing and beyond, their comfort and confidence is my priority," says Aaron. 

Community involvement, volunteerism, and supporting non-profits and charities has always been important to Aaron. When he's not working with clients, you can find him researching cars, doing anything at the beach, practicing yoga, or honing his skills as an aerial drone photographer. Always by his side and top of mind are his wife, Elise, and our corgi, Boogie. Visit his website!

Abby Cobb

Mortgage Banker

NMLS #2306284, Licensed in NC, SC, VA

Abby had quite the unique path to becoming an Atlantic Bay Mortgage Banker. For nine years, she enjoyed working in the commercial construction industry. During that time, she worked in an office across the hallway from Atlantic Bay, so it didn’t take long to meet and get to know many of this company’s team members. She was instantly drawn toward their energy and vibe. Pair that with her conversations with AB team members, and she was motivated to change her career path entirely. So, she did some research and started the process to becoming a full-time Mortgage Banker; licensed in North Carolina, Virginia & South Carolina

As an active member of the Mortgage Bankers Association, and the Wilmington-Cape Fear Home Builders Association, Abby is ready and able to help all types of homebuyers. Whether you’re a first-time buyer, an experienced borrower, building your dream home, or you’re looking to refinance your current loan, she would love to help make your homeownership dreams a reality. The best part of her job is knowing she has been a small part of making a massive positive difference in her clients’ lives.

After serving our country in the United States Air Force, Abby raised her three girls, Morgan, Jenna, and Sara, as a single mom, so she especially enjoys connecting with other clients and real estate agents who are also single parents. In her free time, she serves as the president of her local homeowner’s association, volunteers throughout the community, and enjoys spending time with her family and friends. She also enjoys staying fit, hanging out at the beach, biking, golfing, and relaxing outdoors. Visit her website!